| Terms and Conditions
            
             This is a
            legal contract (referred to hereinafter as the “Plan”). By
            purchasing it, you understand that it is such a contract and
            acknowledge that you have had the opportunity to read the terms and
            conditions set forth herein. 
            
             Obligor: The company obligated under the Plan is NBS Warranty
            Services, Inc. whose address is 1521 Concord Pike, Suite 301,
            Wilmington, DE 19803, telephone 1-866-414-2629. 
            
             Instructions:
            You must keep the receipt for your product; it is an integral
            part of this Plan and you may be required to reference it to obtain
            service. This Plan, including the terms, conditions, limitations,
            exceptions and exclusions, the receipt containing the length of this
            Plan and product identification constitute the entire agreement. 
            
             Definitions: Throughout this Plan the words (1)
            “we”, “us”, or “our” refer to the company obligated
            under this Plan, as referenced in the Obligor section of this Plan.
            ; (2) Administrator refers to Southern Photo Technical Services (SPTS);
            (3) “breakdown” refers to the mechanical or electrical failure
            of the product caused by defects in workmanship and/or materials;
            (4) “product” refers to the consumer item which you purchased
            concurrently with and is covered by this Plan; (5) “you” and
            “your” refers to the individual who purchased the product and
            this Plan. Service
            Plan:
            
             What is
            Covered: This Plan covers parts and labor costs resulting
            from a breakdown, normal wear and tear, failure due to dust, heat,
            humidity and failures manifesting from power surges. A mechanical or
            electrical breakdown caused by unintentional and accidental damage
            from handling of the product is also covered. Reasonable attempts
            will be made to recover any lost data.
            
             What is
            Not Covered: This plan
            does not cover fire or theft.
            
             Term of
            Coverage: Term commences upon your date of purchase and continues for
            the period indicated on your receipt. Coverage for accidental damage
            from handling begins on the date you purchase your product. All
            other coverage begins upon the expiration of the shortest portion of
            your product’s manufacturer’s warranty. 
            
             How it
            works: If your product fails, call 1-866-RUSH-FIX to process your
            claim. Unless otherwise noted, customer will be responsible for
            delivery or the cost of delivery of the product to the service
            center for repair or replacement. Non-original manufacturer’s
            parts may be used for repair of the product if original parts are
            unavailable or may cause a substantial delay in service. 
            
             No Lemon
            Policy: After three (3) service repairs have been completed on an
            individual product, for the same defect, and that individual product
            requires a fourth (4) repair, as determined by us, we will replace
            it with a product of comparable performance, not to exceed the
            original purchase price. Replacement products may be new or rebuilt
            to meet the manufacturer’s specifications of the original product
            at our discretion. Technological advances may result in a
            replacement product with a lower selling price than the original
            product. Repairs performed while the product is under the
            manufacturer’s warranty do not apply. Preventative maintenance
            checks, cleanings, product diagnosis and customer education are not
            considered repairs for the purposes of the No Lemon Policy. 
            
             Limit of
            liability: For any
            single claim, the limit of liability under this Plan is the lesser
            of the cost of (1) authorized repairs, (2) replacement with a
            product with similar features, (3) reimbursement for authorized
            repairs or replacement or (4) the price that you paid for the
            product. The total liability under this Plan is the purchase price
            you paid for the product; in the event that the total of all
            authorized repairs exceeds the purchase price paid for the product
            or we replace the product with another of equal or greater value, we
            shall have satisfied all obligations owed under this Plan. 
            
             Free
            transferability: The Plan
            may be transferred to a subsequent owner of the product at no
            additional charge. There are no restrictions provided your Plan is
            valid. To transfer, call 1-866-RUSH-FIX or write to SPTS at 37 NE
            167th Street, N. Miami Beach, FL 33162. Information
            provided by you must include the Plan number, date of transfer, new
            owner’s name, complete address and telephone number. 
            
             Renewal: The Replacement Plan is not renewable. The Service Plan may
            be renewed at our discretion. 
            
             Deductible: No deductible applies to this Plan 
            
             Manufacturer’s
            Responsibilities: Parts
            and services covered during the manufacturer’s warranty period are
            the responsibility of the manufacturer. 
            
             WHAT IS
            NOT COVERED: THIS PLAN DOES NOT COVER: (1) INCIDENTAL OR
            CONSEQUENTIAL DAMAGES (2) PRE-EXISTING CONDITIONS; (3) DAMAGE FROM
            ABUSE, MISUSE, INTRODUCTION OF FOREIGN OBJECTS INTO THE PRODUCT,
            UNAUTHORIZED PRODUCT MODIFICATIONS OR ALTERATIONS, FAILURE TO FOLLOW
            THE MANUFACTURER’S INSTRUCTIONS; (4) ACCESSORIES AND SUPPLIES,
            INCLUDING BUT NOT LIMITED TO: BULBS AND/OR LAMPS, BATTERIES,
            ANTENNAS, CARTRIDGES, STYLUSES, RECORDS, AUDIO/VIDEO DISKS, TAPES,
            COMPUTER SOFTWARE OR DISKS, PRINT ELEMENTS, EXTERNAL POWER SUPPLIES;
            (5) ACTS OF GOD; (6) PREVENTATIVE MAINTENANCE; (7) INHERENT PRODUCT
            DEFECTS, (8) MULTI-USER ORGANIZATIONS, PUBLIC RENTAL, OR COMMUNAL
            USE IN MULTI-FAMILY HOUSING; (9) DAMAGE WHICH IS NOT REPORTED WITHIN
            30 DAYS AFTER EXPIRATION OF THIS PLAN; (10) LOSS OR DAMAGE TO STORED
            DATA, REPAIRS RELATED TO INSTALLED SOFTWARE, COMPUTER VIRUSES,
            CRACKED OR PHYSICALLY DAMAGED SCREENS OR COMPUTER HARDWARE WHICH IS
            ADDED AFTER THE ORIGINAL PURCHASE; (11) BURNED-IN PHOSPHOR IN
            CATHODE RAY TUBES OR ANY OTHER TYPE OF DISPLAY; (12) ANY DAMAGE TO
            RECORDING MEDIA INCLUDING ANY SOFTWARE PROGRAMS, DATA, OR
            CONFIGURATION/SETUP INFORMATION RESIDENT ON ANY MASS STORAGE DEVICES
            SUCH AS HARD DRIVES, CD-ROM DRIVES, DVD DRIVES, FLOPPY DISKETTES,
            TAPE DRIVES OR TAPE BACKUP SYSTEMS, AS A RESULT OF THE
            MALFUNCTIONING OR DAMAGE OF AN OPERATING OR NONOPERATING PART, OR AS
            A RESULT OF ANY REPAIRS OR REPLACEMENT UNDER THIS PLAN; (13)
            PRODUCTS WITH REMOVED OR ALTERED SERIAL NUMBERS; (14) LOSS OR
            CORRUPTION OF DATA AND/OR THE RESTORATION OF SOFTWARE AND OPERATING
            SYSTEMS; (15) LOSS AND/OR THEFT OF THE PRODUCT; (16) LOSS OF USE,
            LOSS OF BUSINESS, LOSS OF PROFITS, DOWN-TIME AND CHARGES FOR TIME
            AND EFFORT; (17) ANY FAILURES, OR PARTS AND/OR LABOR COST INCURRED
            AS A RESULT OF A MANUFACTURER’S RECALL (18) DAMAGE COVERED UNDER
            ANY INSURANCE POLICY, OR ANY OTHER WARRANTY OR SERVICE PLAN. 
            
             Cancellation:
            This Plan shall be cancelled by us for fraud or material
            misrepresentation, including but not limited to commercial or rental
            use. Unauthorized repair or replacement of covered equipment may
            result in the cancellation of this Plan by us. In the event of
            cancellation by us, written notice of cancellation shall be mailed
            to you not less than sixty (60) days before cancellation is
            effective. This Plan can be cancelled by you at any time for any
            reason by mailing or delivering to us notice of cancellation to SPTS
            at 37 NE 167th Street, N. Miami Beach, FL 33162. If the
            Plan is cancelled: (a) within thirty (30) days of the receipt of
            this Plan, you shall receive a full refund of the price paid for the
            Plan provided no service has been performed, or (b) after thirty
            (30) days, you will receive a pro rata refund, less the cost of any
            service received. 
            
              
            
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